Tag: Study Abroad

Study in Europe Without IELTS

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Universities to Study in Europe Without IELTS

Studying in Europe has long been a dream for countless international students seeking a world-class education and a culturally enriching experience. However, for many, the requirement of taking the International English Language Testing System (IELTS) examination has been a significant hurdle in realizing this aspiration. But fear not, as a growing number of European universities are now opening their doors to students from around the globe without the mandatory IELTS score. This exciting development presents a unique opportunity for students to pursue higher education in a foreign land without the stress of language proficiency exams. In this article, we will guide you on how to study in Europe without IELTS.

The prospect of studying in Europe without the burden of IELTS scores is a welcome relief for countless students, especially those who may be apprehensive about achieving a desirable score, particularly if English is not their native language. This progressive approach opens doors to an array of exciting academic destinations, providing a pathway for students from diverse linguistic backgrounds to access quality education in the heart of Europe and beyond.

Top 10 Universities to Study in Europe Without IELTS

Studying in Europe without IELTS is an attractive option for international students seeking to avoid language proficiency tests. Among the continent’s top universities, several renowned institutions offer English-taught programs without the need for IELTS. The top ten universities in this category include

  • American Business Schools
  • Paris- EBS Paris
  • University of Siegen
  • University of Bologna
  • Maynooth University
  • University of Amsterdam
  • University of Applied Sciences
  • ESAIP School of Engineers
  • Czech University of Life Sciences in Prague
  • Technical University of Denmark

How to Study in Europe Without IELTS? 

Studying in Europe without IELTS (International English Language Testing System) is possible for certain universities and programs. While many universities in Europe require IELTS or other English language proficiency tests as part of their admission criteria, some institutions offer exemptions or alternative methods to demonstrate English language proficiency. Here are some ways to study in Europe without IELTS:

  • Language proficiency waiver: Some universities in Europe may waive the English language proficiency requirement if you have completed your previous education in English or if you are a native English speaker. Check the specific requirements of the university and program you are interested in to see if they offer this option.
  • English-taught programs: Look for universities and programs in Europe that offer courses taught in English. If the language of instruction for the program is English, some universities may not require an additional language proficiency test.
  • Other English language tests: Some universities may accept alternative English language proficiency tests, such as TOEFL (Test of English as a Foreign Language) or Cambridge English exams (e.g., C1 Advanced, C2 Proficiency) instead of IELTS. Check with the universities if they accept these alternatives.
  • Interview or written statement: Some universities might conduct an interview or require a written statement where you can demonstrate your English language skills. This could be a part of the admission process for students who haven’t taken an official language proficiency test.
  • Language preparation courses: Some universities offer preparatory language courses for international students who need to improve their English skills before starting their degree programs. Completing such a course successfully can exempt you from taking the IELTS or other English tests.
  • Previous education in an English-speaking country: If you have completed your previous education in an English-speaking country, some universities may consider that as evidence of your English language proficiency. Make sure to check with the institutions about their policy on this matter.
  • Dual-language programs: Some European universities may offer dual-language programs where a portion of the coursework is taught in English and another in the local language. In such cases, you might not need an English proficiency test.

Remember that the rules and requirements may vary from one university to another, and it is essential to check the specific admission guidelines of each university and program you are interested in. Additionally, even if you can study without IELTS, having a good command of the English language will significantly enhance your academic experience and help you adapt better to life in a foreign country.

Comprehensive Guide to Studying Abroad in Europe Without IELTS

Studying abroad in European countries without the need for IELTS or TOEFL is possible through various means. Here is a comprehensive guide on how to achieve it:

European Union (excluding the UK):

  • Demonstrate English proficiency through alternative means.
  • Provide evidence of being educated in English during the last five years of study, and English being the primary language of instruction for the International General Certificate of Secondary Education (IGCSE) or at the Ordinary (O) Level.
  • Exhibit strong English communication skills with prior education conducted entirely in English.
  • Apply for further studies at the same institution abroad where you obtained your first degree.
  • Possess a degree that was solely taught in English.

Germany:

  • Bachelor’s degree holders in English do not require IELTS or TOEFL scores, as English serves as the instructional or native language.
  • Some German universities may request letters from your previous educational institution to evaluate your English proficiency.
  • English proficiency requirements vary across courses; some may not require English proficiency at all, while others may have specific criteria.
  • Certain courses, like English Philology, may necessitate a qualification test in the English language.

Several other German universities offer study abroad programs without IELTS, including :

  • Esslingen University
  • University of Koblenz and Landau
  • HCI Siegen
  • Ruhr University Bochum
  • Braunschweig University of Technology
  • University of Bonn
  • Frankfurt University of Applied Sciences

France:

Many top universities in France do not require IELTS for various sectors and disciplines. Some of these universities include:

  • ESAIP School of Engineers
  • American Business School, Paris
  • EBS Paris
  • ESC Rennes School of Business, France
  • INSEEC Business School
  • EPITA Graduate School of Computer Science
  • ISC Paris
  • SKEMA Business School
  • Toulouse Business School
  • ESGCI, Paris
  • ESLSCA Business School
  • IESA International
  • NEOMA Business School
  • Paris School of Business

Remember that specific requirements may vary between universities and courses, so always check with the institutions you are interested in for their exact language proficiency guidelines.

Italy

Numerous universities in Italy provide higher education options without requiring IELTS. Let’s take a closer look at them.

  1. Polytechnic University of Milan
  2. University of Naples Federico II
  3. University of Pisa
  4. Sapienza University of Rome
  5. University of Padua
  6. University of Turin
  7. University of Roma
  8. John Cabot University
  9. University of Genoa
  10. University of Trento

Poland 

Poland offers several universities with programs that do not require IELTS for prospective students. Let’s explore some of these opportunities:

  1. Adam Mickiewicz University
  2. Jagiellonian University 
  3. Warsaw University of Technology 

Sweden

Sweden is an excellent European destination for pursuing foreign studies. The country’s top-ranked institution, Lund University, ranks at number 92 globally. Exemptions for IELTS in Sweden depend on various factors. Indian students with a bachelor’s degree in English can apply for master’s degrees in fields such as Computer Applications, Engineering, Computer Science, Pharmacy, Natural Sciences, Medicine, and Information Technology. The application process requires the submission of diplomas and mark sheets.

  1. Uppsala University 
  2. Lund University 

Spain 

Spain stands as a highly sought-after European education hub, presenting a multitude of enriching academic programs for international students. To be eligible, you must either be a native Spanish speaker with documented proficiency or undertake a preparatory course in Spanish. Additionally, applicants should hold a diploma from a Spanish Language school and possess an internationally recognized proficiency certificate in English.

  1. Universidad Antonio de Nebrija
  2. The University of Salamanca
  3. University of Valencia
  4. Pablo de Olavide University 

Norway 

To study in Norway without IELTS, you have two possible options. Firstly, you can fulfill the requirement by completing at least one year of education at a university in an English-speaking country, such as Ireland, Canada, Australia, USA, UK, or New Zealand, among others. Alternatively, you may also qualify if your earlier education took place at a university where the primary language of instruction was English.

  1. University of Oslo
  2. Norwegian University of Science and Technology 
  3. University of Bergen

Latvia 

In Latvia, studying without IELTS is possible under certain conditions. If you are a native English speaker or have completed your secondary, basic, vocational, or higher education in English or studied full-time in a country where English is the official language for at least one year with English proficiency certification, you are exempt from the IELTS requirement. However, for those without English test scores, Latvia University offers English courses that must be taken to fulfill the language proficiency criteria.

  1. University of Liepaja
  2. Riga Technical University 
  3. University of Latvia
  4. Riga Stradins University
  5. Daugavpils University 
  6. Ventspils University College 

Denmark 

In Denmark, studying without IELTS is feasible if you can demonstrate English proficiency at least at an intermediate level. Additionally, various universities in Denmark accept students from English-speaking countries or those who have completed their Bachelor’s degrees in countries such as New Zealand, USA, Canada, Australia, Ireland, and the UK. However, it is essential to note that while you can study without IELTS in Denmark at certain institutions, proof of native-level proficiency must be demonstrated according to each institution’s specific guidelines.

  1. ZIBAT
  2. Metropol University
  3. Aarhus University
  4. Vejle Business College
  5. University of Copenhagen.
  6. KEA College

Finland 

In Finland, you have the option to pursue higher education without IELTS by demonstrating language competency. You can achieve this if English is your native language or if your previous educational degree or course was conducted in English at a university in the EU/EEA or in countries like the USA, Australia, New Zealand, and Canada.

Several institutions in Finland offer admissions without requiring IELTS, subject to compliance with their rules and regulations regarding English proficiency testing.

  1. Arcade University 
  2. LUT University 
  3. HAMK Hame University of Applied Sciences
  4. LAB University of Applied Sciences
  5. Helsinki School of Business
  6. Hanken School of Economics
  7. Metropolia University
  8. Kajaani University of Applied Sciences 

Why Study in Europe? 

Studying in Europe offers a plethora of advantages and opportunities, making it an attractive destination for international students. Here are some compelling reasons why you should consider studying in Europe:

  • High-Quality Education: Europe is home to many prestigious and renowned universities and institutions known for their academic excellence and research facilities. The continent has a rich history of educational heritage, providing top-notch education across various fields and disciplines.
  • Diverse Range of Programs: European universities offer a wide array of academic programs, from traditional fields to cutting-edge, innovative subjects. Whether you’re interested in arts, science, engineering, business, or any other field, you can find a suitable program that aligns with your interests and career goals.
  • Multicultural Experience: Studying in Europe exposes you to a diverse and multicultural environment. You’ll have the opportunity to interact with students from various countries and backgrounds, broadening your global perspective and understanding of different cultures.
  • Language Options: Many European universities offer courses taught in English, providing a language advantage for international students. However, if you’re interested in learning a new language, studying in a European country can be an excellent opportunity to immerse yourself in a new linguistic environment.
  • Travel Opportunities: Europe is known for its geographical proximity, allowing you to explore different countries easily and affordably. Studying in Europe gives you the chance to travel and experience the continent’s rich history, art, architecture, and natural beauty.

Study in Europe Without IELTS

In conclusion, studying in Europe without the requirement of IELTS provides an excellent opportunity for international students to pursue their academic aspirations in a diverse and enriching environment. With various universities and programs offering alternatives to demonstrate English proficiency, students from different linguistic backgrounds can find their path to higher education in Europe. The continent’s high-quality education, multicultural experiences, and travel opportunities make it an appealing choice for students seeking a truly global learning experience. As Europe continues to welcome students from around the world, those aspiring to study without IELTS can explore the vast array of programs and institutions, benefiting from the continent’s rich cultural heritage and academic excellence. Whether seeking a new language adventure or the chance to excel in a chosen field, studying in Europe proves to be a rewarding journey of personal growth and academic achievement.

Best Universities to Study MBA in Poland

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Best Universities to Study MBA in Poland

Poland has become an increasingly popular destination for students looking to further their business education. The country’s universities offer a range of courses that cater to the needs of aspiring business professionals, with an MBA being one of the most sought-after qualifications. With the Polish economy continuing to grow, the quality of education is improving, and it’s now easier than ever to get an internationally-recognized degree. This blog post will look at the best universities to study for an MBA in Poland.

The 7 Best MBA Programs in Poland

If you want to study MBA in Poland, then there are several reputable universities that you should consider. Here are the top 7 universities for MBA in Poland:

  • ESCP Europe
  • University of Warsaw
  • Warsaw University of Technology Business School
  • Poznan University of Economics and Business
  • Kozminski University
  • Warsaw School of Economics – SGH
  • Cracow School of Business

ESCP Europe

ESCP Europe, founded in Paris, France, in 1819, is the oldest Business School in the world. Its international presence has grown to include five campuses in London, Madrid, Turin, Berlin, and Warsaw. ESCP Europe has been consistently marked by the Financial Times as one of the premier educational institutions worldwide. In 2018, the FT rated ESCP’s Master in Management 5th and the Master’s in Finance program 2nd, solidifying its place as an elite educational provider. ESCP Europe is proud to be recognized as one of the 77 prestigious institutions worldwide to have earned Triple Crown Accreditation from the three most respected international accreditation bodies, AACSB, EQUIS, and AMBA.

University of Warsaw

Established in 1816, the University of Warsaw is renowned for its excellent MBA program, consistently ranking highly in international evaluations such as the QS World University Ranking and Eduniversal Best Masters & MBA Worldwide. The University is renowned for its high quality of education and is one of the most sought-after institutions in Poland. The University of Warsaw is distinguished by its unified approach to teaching and research, encouraging the balanced growth of all disciplines incorporated into its curriculum. It offers a Global MBA program for which applicants must possess a Bachelor’s or Master’s degree in Management or Economics. Classes are conducted primarily in English.

Warsaw University of Technology Business School

WUT Business School is recognized for its exceptional MBA program in Poland, established in 1991 through a strategic partnership between HEC School of Management Paris, London Business School, Norwegian School of Economics and Business Administration, and Warsaw University of Technology. It provides a two-year, part-time Executive MBA program. Finance and technology, digital transformation, and world-class manufacturing are among its MBA specialties. The primary language used in these classes is English. Additionally, the WUT Business School provides optional study-abroad trips to Columbia, England, China, or India.

Poznan University of Economics and Business

The University of Economics in Poznan is one of Poland’s most renowned and established economics schools. Its Executive MBA Programme is designed to give participants the skills and knowledge to progress to higher-level managerial positions in private and public organizations. The primary languages of instruction are English and Polish, and the program spans two years.

Kozminski University

Kozminski University has established partnerships with over 200 renowned educational institutions across the globe. Founded in Warsaw, Poland, undergraduates, and graduates of the University have the opportunity to participate in academic exchanges at select prestigious universities. Kozminski University has been included in the esteemed rankings of the Financial Times since 2009, deeming it the best business school in the region. This University provides a range of MBA programs, including International Management, Euro MBA, and Executive MBA. The MBA in International Management lasts one year and is taught in Polish and English. This program also allows students to study for two semesters in two different cities in Europe and Asia.

Warsaw School of Economics – SGH

The Warsaw School of Economics, the first University of economics in Poland, boasts a student population of some 13,700. With a strong focus on professional development, the institution offers two MBA options: the Canadian Executive Master of Business Administration Programme and the Executive Master of Business Administration Programme. The Canadian Executive MBA is a collaborative effort between ESG – the University of Quebec at Montreal (ESG – UQAM), and the Warsaw School of Economics (SGH). This is an 18-month intensive program tailored to executives. The European Commission has recognized SGH for its involvement in the Erasmus+ program.

Cracow School of Business

The Cracow School of Business within the Cracow University of Economics offers a comprehensive selection of postgraduate courses, MBA programs, and managerial courses. These include the International MBA, Executive MBA, and Dual MBA. The International MBA aims to furnish students with the skills and understanding necessary for ongoing professional growth. In this International MBA program, students take six courses across four semesters over two years, during which the content of the modules is regularly updated to keep pace with contemporary situations. Additionally, two study trips are included, one to Poland and the other to Switzerland.

Conclusion

Poland is an increasingly popular study destination for students pursuing an MBA. It offers excellent facilities and an affordable cost of living combined with a range of top universities to choose from. With the increasing number of international students opting to study an MBA in Poland, it has become all the more important for prospective students to make an informed decision. To make things easier, we are here to help you. Contact us at Jeduka.com.

Best Universities to Study MBA in Spain

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Best Universities to Study MBA in Spain

Studying MBA in Spain can be an enriching experience that allows you to learn a new culture and language. Spain has some of the best universities in the world and many of them offer MBA courses. In this blog post, we will be looking at the best universities to study MBA in Spain, highlighting their strengths and what makes them stand out. 

List of Top MBA Colleges & Universities in Spain

  • IE Business School
  • ESADE Business School
  • IESE Business School
  • Universitat de Barcelona (The University of Barcelona)
  • Universidad Europea – UE

Here is the Complete Brief of Each top MBA College in Spain:

  • IE Business School

IE Business School is a private business school located in Barcelona, Spain. It has a strong reputation for being a top business school, with a long history of producing successful graduates. The MBA program at IE Business School is accredited by the European Quality Improvement System (EQUIS), which is among the highest standards in Europe. The school also has an MBA program with dual accreditation from AACSB and AMBA.

The IE Business School MBA program is designed to take students from entry-level positions to senior management roles in global organizations. Students who want to study MBA at IE Business School can choose from different courses. For example, they may opt for full-time or part-time options depending on their preference. They can also choose between accelerated or standard track programs depending on their career goals.

  • ESADE Business School

The ESADE Business School is a private business school located in Barcelona, Spain. It was founded in 1921 as part of the University of Barcelona and it has been an independent institution since 1930. Currently, it is one of the largest business schools in Europe and one of the top business schools in Europe.

ESADE Business School offers an MBA program that features intensive training alongside the real-world experience. The school also has an Executive MBA program that focuses on leadership development, teamwork, and strategic management.

The program includes both theory courses and practice courses that help students prepare for a career after they graduate from ESADE Business School. Their MBA degree programs are offered in English and Spanish.

The school offers numerous degree programs for students interested in pursuing an MBA or other type of degree at their own pace. The program has been accredited by AACSB International (Association to Advance Collegiate Schools of Business), which means that it meets or exceeds all standards required for accreditation by that organization.

  •  IESE Business School

IESE Business School is one of the world’s best business schools and a leading provider of executive education. IESE Business School offers a wide range of MBA programs, including full-time, part-time, and online MBA degrees.

The school offers several different MBA programs to suit your academic background and professional goals. The MBA program features two tracks: an Executive MBA for individuals who already have a business degree; and a full-time, three-year Master’s in Management for those who do not have a business background or want to advance their careers further after earning their undergraduate degree.

  • Universitat de Barcelona (The University of Barcelona)

The University of Barcelona is one of the world’s leading universities, with a long history and a large number of prestigious academic degrees to its name. UB aims to offer students a high-quality education that will equip them with the necessary skills and knowledge to pursue their chosen careers.

The MBA degree at the Universitat de Barcelona is awarded by the institution itself after the successful completion of an 18-month course followed by a 6-month internship. The program curriculum consists of core classes taught by professors with extensive experience in management education and specialized courses on topics such as international affairs, economics, finance, and marketing relevant to business management. In addition to these top-tier classes, students will also participate in seminars and workshops organized by other professionals from business organizations across Spain or abroad.

  • Universidad Europea – UE

Universidad Europea – UE (European University) is a private university located in Madrid, Spain. Its MBA program has been ranked among the top 100 business schools in the world by QS World University Rankings, which was published in 2017. The program has been accredited by AACSB International and EQUIS accreditation bodies and it is classified as an elite business school by The Financial Times.

The university offers two branches for its MBA: one is for students who want to gain experience working with international companies; the other is for those who want to specialize in finance, law, or management. MBA students have access to facilities such as libraries, laboratories, and auditoriums along with several networking events throughout their program year.

Final Words

Studying for an MBA in Spain is an excellent option for those looking to further their business knowledge and career prospects. With a wide selection of universities offering outstanding courses in a vibrant and culturally rich European country, studying in Spain is an exciting prospect for any business student. But with so many universities to choose from, how do you decide which one is right for you?  That’s why we are here to help you. Contact us at jeduka.com

Best Universities to Study MBA in Switzerland

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Best Universities to Study MBA in Switzerland

Switzerland is the ideal place to pursue a Master of Business Administration (MBA) degree. With its high-quality education, excellent job prospects, and business-friendly environment, it’s no wonder why the country is becoming increasingly popular among international students. When considering higher education options in Switzerland, it’s important to look at all available options. With the help of this blog post, we’ll be exploring the best universities to study for an MBA in Switzerland.

Top MBA Universities In Switzerland

Switzerland is renowned for its high educational standards and for being a leader in the field of business education. The country offers some of the best universities to study for an MBA in the world and is home to several prestigious business schools. An MBA from a Swiss university is an excellent way to launch your career in business, and the country provides a great environment for study. Here we have covered the top 5 MBA Universities In Switzerland:

  • University of St.Gallen
  • IMD
  • United International Business Schools
  • Swiss School Of Business and Management
  • University of Lausanne

Details of each of these institutions have been discussed below: 

 University of St.Gallen

The Switzerland’s University of St. Gallen is a well-liked option for MBA programs. The experts are industry professionals who help students understand more about the real world and the current MBA market.

TypePublic
Type of CourseFull-time, Part-time
Course DurationFull- time 1 year, Part-time, 2-3 years
Course OfferedFull-time MBA in International Management, etc, Part-time MBA in Capital market, etc
LocationSt.Gallen
  • IMD

IMD stands for international Insitute for Management Development. Another well-liked option for MBA studies in Switzerland, it has three accreditations. The goal of the course is to help students in recognizing and resolving market difficulties.

TypePrivate
Type of CourseFull-time, Part-time
Course DurationFull- time 1 year, Executive MBA, 15-19 months
Course OfferedEMBA (Executive MBA), MBA
LocationLausanne
  • United International Business Schools

Several international students choose the QS-ranked MBA program at UIBS. There are numerous MBA specializations and optional courses available at UIBS. They also provide a variety of instructional forms, including seminars, etc.

TypePrivate
Type of CourseFull-time, Part-time
Course DurationFull- time 1 year, Part-time, 2-3 years
Course OfferedMBA, Executive MBA in Finance, Marketing, HRM, etc
LocationGeneva
  • Swiss School Of Business and Management

SSBM is a popular selection for those wishing to further their education and gain invaluable business knowledge in this Swiss city. The school has been accredited by the Swiss Accreditation Council for Management Education (SACEM), the European Quality Improvement System (EQUIS), Association for International Corporate Management (AICM), and Association for Executive Education (ABFE).

TypePrivate
Type of CourseFull-time, Part-time, Online
Course DurationFull- time 1 year, Part-time, 2-3 years, Global & Executive MBA- 12-16 months
Course OfferedFlex MBA, Global MBA, Executive MBA, Blended MBA in Finance, International Management, etc
LocationGeneva
  • University of Lausanne

HEC Lausanne and Business School Lausanne are two business schools that provide MBA programs at the University of Lausanne. This institution has been administered by them for 35 years, making it a well-known option to consider for MBA studies.

TypePublic
Type of CourseFull-time, Part-time
Course DurationFull- time 1 year, Part-time, 2-3 years
Course OfferedEMBA in faulty of Business and Economics, EMBA in Sustainable Business, EMBA in Business Transformation and Entrepreneurship
LocationLausanne

In conclusion, Switzerland is an excellent choice for those seeking to pursue an MBA. It is home to some of the best universities in the world and offers a wide range of MBA programs. An MBA from a Swiss university is highly regarded and can open doors to many career opportunities. With its excellent education system, high quality of life, and diverse culture, Switzerland is an ideal destination for MBA students.

Why do Many Indian Students Prefer Studying Abroad?

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Studying Abroad

India has some of the best universities and educational institutions at par with international standards. Be it Jawaharlal Nehru University, Delhi University, IIT, or the IIM–the pioneering educational institutions in India have created a legacy and heritage in education. However, most students planning for higher education can’t get admission to these leading institutions due to limited intake and filtering. Thus, Indian students looking for quality education have limited opportunities in India. Millions of Indian students are studying in various foreign countries, making India the second-largest source of international students after China. There are many reasons why Indian students choose to go abroad for further studies. This article presents you with all the significant factors Why do many Indian students studying Abroad prefer colleges.

Exposure to a Truly International Student Body

Personal growth along with academic growth is also important, and one major advantage that Indian students going abroad have is exposure to students from dozens of different countries. This broadens the mind and experience level of those who are lucky enough to be exposed to it. It is also a very important long-term asset. 

Of course, having a strong network across the world will also help you get ahead in your chosen career. Whether you work for someone else, for yourself, or are engaged in research, you will always be able to use the power of your connections to do things that others who have been stuck in their own country for their education will not be able to do. This is one of the main reasons why many Indian students studying Abroad prefer colleges.

Create Thousands of Unforgettable Memories

Studying abroad has been the right career move for thousands of Indian students over the years. Additionally, it is the perfect mix of exposure, fun, opportunity, and learning. By grabbing this opportunity, they will make memories that they will never forget. They can explore the surroundings of the host country while studying and get international exposure. This is one of the reasons why Indians choose to study abroad.

Wide Range of Courses to Choose from

The Indian curriculum is often fed off the belief that traditional courses are the best choices to build a safe career. All the top-ranking universities and institutes in India mainly focus on general and conventional courses like engineering, technology, science, management, and mathematics. Students who wish to enhance their knowledge in any stream of this broad subject would be disappointed since Indian education conditions are very limited in that sense. 

This is one of the significant reasons why Indian students go abroad to study. Leading universities abroad offer a wide range of courses for students to choose from. If a student wishes to study an art and design course like filmmaking or hairstyling, their best chance is to go abroad and enroll in any international university. You can find various diploma courses in some unaccredited institutions, for sure. However, students who are passionate about the course would choose the better option abroad. International qualifications will help the students make a much more attractive Curriculum Vitae. This is indeed a positive reason why Indian students go abroad to study. 

Better Career, Better Salary

An internationally recognized qualification can easily fetch you the best career opportunity possible. Students believe it is wiser to go for a degree abroad since the same degree can boost their career when done in an international university, and can grow their career more than when it is done in India. The international degree you hold presents naturally an additional skill set you possess. 

Employers value candidates who have international experience or education. For most recruiters, a global perspective is an essential skill to have. It’s also a respectable achievement to have gone through the effort to pursue an accredited university degree abroad – it tells employers that you’re a flexible, adaptable, and creative person that they would like on their team, For the same reasons, a job applicant who holds an international degree can draw a more attractive salary than their peers. 

The Ambition of Immigration

Most Indian students choose abroad for studies to build a prosperous future there. According to a recent report, about 80% of the students who complete graduation abroad choose to stay back and settle down abroad. High standard of living, healthcare facilities, and career prospects encourage the students to call first-world nations their home. 


Since it is difficult for an Indian graduate to immigrate easily, most of them study in foreign universities as the first step towards their big dream. Countries like Canada and the United Kingdom provide 1-2 years stay-back options on students’ visas, which is why Indian students go abroad to study. This stay-back period is used as an opportunity to search for a job. Most students manage to get placed in respected firms and settle down there. This is the easier way than attempting to enter a foreign country after graduating and working in India.

6 Tips to Help You Apply to the Right College in Europe

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Study in Europe

Moving to a new country for college is a rewarding experience. But it can also be overwhelming to make all the right decisions as you go through the college application process. The first challenge of the university application process is deciding which universities to apply to. This blog will help you make the right choices as you apply to colleges in Europe.

6 Tips to Help You Apply to the Right College in Europe

You can choose your university randomly, or you can spend months deciding on the best options. Either way, you have to make sure you are satisfied with all of them. So here are some tips on how to choose a university to study in Europe.

1. Make sure you’ve chosen the right subject 

You should be 100% sure about your subject. You will spend your next 3 to 6 years studying it, and then the next 40-50 years working in the area. If you have doubts about your choice, research as much as possible about it. Check job options, course contents, and salaries. So, you have a clue about what you want to study and need to find the place where they will give you the training you want. You might find places that offer some interesting interdisciplinary Bachelor’s or Master’s programs, or specializations you may not have thought about.

2. Decide where you’d like to study abroad

Chances are that you’ve already thought about a specific country where you would like to move and study. Even if you don’t know where to start, you have to do some research, checking countries, universities, and cities. Check the most or all the desired traits, whether it’s the type of study program, the facilities, the transport, living cost, or weather. To get you started, here are a few top universities in Europe:

  • University of Oxford, United Kingdom
  • University of Cambridge, United Kingdom
  • Imperial College London, United Kingdom
  • ETH Zurich, Switzerland
  • UCL, United Kingdom
  • EPFL, Switzerland
  • The University of Edinburgh, United Kingdom
  • The University of Manchester, United Kingdom
  • King’s College London, United Kingdom
  • Université PSL, France

However, if one of your main criteria is geography, you should try and narrow it down using other relevant factors, such as career opportunities, financial options, or application requirements. If you haven’t thought about researching the location, it may be best to effectively lower the search to a handful of possibilities. You can always start with the following countries to Study in Europe:

3. Consider the university rankings 

Another obvious way to find the right college in Europe is by checking the International rankings of the university. There are several organizations that use different metrics to create their top university lists. Whether they measure academic and educational performance, or the teaching environment and the internationality of the institution, the major ranking systems are data-driven rankings that outline the competition between major universities. You can check out the following organization’s website:

  • Times Higher Education World University Rankings 
  • Shanghai University Academic Ranking of World Universities 
  • QS World University Rankings
  • U.S. News Global Universities Rankings

4. Attend Education Fairs Attend Education Fairs

Education fairs for college students who are searching for the best college option available can be excellent, especially since you have the chance to meet and talk with representatives from universities and education agencies. These influential people will give you the time and opportunity to learn more about the courses offered and if any additional qualifications are required. These education fairs are usually held at hotels and convention centers like hotels, as well as published on social media channels and via email alerts at colleges.

5. Speak to an Education Counselor

All of your research will consume time, and you may still be not sure about which university to choose. The college application process can be a little confusing. What if you could get all of the help you require for free? Study in Europe Consultants, have years of experience and know exactly how to help guide their clients during this important phase of their lives. It’s also worth noting that educational counseling is free, so you won’t break any bank accounts with these helpful guides!

6. Don’t Miss the Intake Admission Season

Most international universities have two intake periods per year, the spring and fall. The autumn semester begins in September, while most programs open their doors in the January of the following year. In order to keep up to date with open programs, which is vital if you wish to begin your research and application process as early as possible, make sure to keep your eyes on the academic calendar, which is updated often.

After reading our article, you will have a better idea of how to go about applying to the right college in Europe. If you have any other questions or concerns about applying to college in Europe, please contact us anytime. Thank you for reading, we are always happy when our articles are able to provide useful information to you.

Tips and Advice for the IELTS test Day

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Tips and Advices for the IELTS test Day

The IELTS exam is at your door! Are you ready to take it? We want you to score high on your IELTS test, so we have put together some tips and advice for the IELTS test day. Follow our IELTS test day tips to make sure everything goes as satisfactorily as possible. Here are some section-wise guidelines to help you score well in your IELTS exam:

IELTS Listening Tips

You will be given enough time to read the questions before your audio starts. Also, take note that each recording will be played only once.  Follow the below tips for the listening section of IELTS:

  • Check if your headphones are working, if not, Let the staff know straight away.
  • Utilize the time allotted to prepare the questions. Read through them before the recording starts.
  • Listen to the recording attentively and focus more on what is the answer than on understanding each point. Remember that the recording is played only once.
  • Take notes as you listen to the recording. A few keywords could help you fill in the blanks during your checking time in the end. 
  • When the listening part completes, you will have 10 minutes to transfer your answers to the answer sheet. Do not write wrong answers in a speedy moment. 
  • Be aware of the word limit. Write your answers within the given word limit.
  • Revise and proofread the answers for spelling and grammar errors.
  • Be mindful of your grammar and spelling.
  • Try to answer all questions, as there is no negative marking for the incorrect answers.

IELTS Reading Tips

Candidates will have only one hour to complete 40 questions and write their answers on the answer sheet in the reading module of IELTS. They are advised to follow the below guidelines on the test day: 

  • Go through every detail of the figures, graphs, or images in the question paper to be accurate while answering.
  • Don’t spend too much of your time on one question or passage, keep an eye on the time you have left. Move on to the next question, you can always come back later to finish this.
  • Don’t waste time writing on the question paper. You will not be given any extra time to transfer your answers to the answer sheet.
  • Understand the questions carefully. Keep your mind and eyes attentively on finding answers from the passage.
  • Be precise, grammatically correct, and to the point. 
  • Use plural or singular forms of words correctly.
  • Be aware of the word limit.
  • Answer all the questions as there will not be any penalty for incorrect answers. So give it a try for unsure answers.
  • Check all of your answers before submitting them.

IELTS Writing Tips

Few candidates in the IELTS spend a lot of time writing top-notch essays. To achieve a high score, they fill their essays with uncommon vocabulary, overuse complicated grammar, or write too many words. Here are the tips they need to follow on the test day for the writing section of IELTS: 

  • Think wisely about each task and take notes if that helps you.
  • Spend a few seconds to plan your time management for answering before you write them. Try to spend around 20 minutes on Task 1 and about 40 minutes on Task 2. This will help you: Time management of 2 hours and 445 minutes in the IELTS.
  • Underline or highlight keywords in the tasks to ensure you are aware of what you need to do.
  • Use a clear paragraph structure, but one idea in each paragraph. 
  • Write more than 150 words for task 1 of the writing section and more than 250 words for task 2 of the writing section.
  • Avoid repetition of ideas, phrases, and words.
  • Write precise, relevant answers. Avoid writing long paragraphs and sentences.
  • Focus on your grammar, punctuation, and spelling. If you make mistakes, you will lose marks.
  • Use an active voice. Avoid writing in the passive voice.
  • Do not submit the answers without a thorough revision and proofreading.

IELTS Speaking Tips

Speak as naturally as possible, being calm and relaxed. Try to stay confident and enjoy using your English speaking skills. Here are the tips for the test day:

  • Speak clearly (slow and fluently).
  • Listen to the questions asked attentively, and answer directly.
  • If you want to add more information to the answers, make sure they are relevant.
  • You can also ask the examiner to repeat the question if you are unable to understand it.
  • Don’t take long pauses.
  • Put the right vocabulary and be specific with the tenses.

Quick IELTS Tips for the test day

  • Ensure that you carry your relevant ID proofs. Carry the same identification document as used at the time of the test application.
  • Double-check test location, date, and time. Keep enough travel time to avoid getting late.
  • Candidates are not allowed to bring watches, there will be a wall clock in the examination room. So do not bring any electric items with you.
  • For paper-based IELTS tests, you will be allowed to bring pens, pencils, and erases. For the computer-based IELTS tests, the exam center will provide you with a pencil and paper.
  • Be mindful when the supervisor is giving instructions, raise your hands and ask again if you have any queries.
  • Do not try to copy answers from any other student’s answers.
  • You should leave your personal things outside the examination hall.
  • Send a message to your brain to calm down and relax during the test. Do not miss this: Common Fears about the IELTS you must get rid of

Follow our test day tips and advice to make sure everything goes easily so that you can achieve the IELTS score you need. It is also essential that you maintain your proficiency in delivering maximum efficiency.

Top 8 Reasons to Study at Arden University

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Germany University

When planning to study in Germany,  Arden University should be on your list. Arden University ensures that higher education is accessible for all. They offer industry-relevant undergraduate and postgraduate courses in Germany. Students can opt to study full-time or part-time according to their convenience. Here we are going to run you through the top 8 reasons to choose Arden University in Germany.

1. Great location

The campus of Arden University is in central Berlin. Students benefit from being surrounded by some of the biggest players in the corporate world. For example, Sony, Deutsche Bahn, Daimler, and the Axel Springer Media Group. 

The city’s thriving business scene provides ample networking opportunities. It is a great chance for students to develop academic skills even outside the classroom. The study center itself offers state-of-the-art facilities with easy access to shops, restaurants, and various top attractions.

2. Flexible Learning

Arden University offers Blended Learning which combines supportive face-to-face learning and teaching with independent online study. International students can spend 2 days per week studying face-to-face classes on campus, with an additional 25 hours of online study per week. Students have 24/7 access to their innovative online learning platform, iLearn. This provides access to a wealth of e-learning resources. This flexible model of delivery enables students to create a practical timetable that fits into their life.

3. International cohort

You can study among a truly international student cohort, with ambitious individuals from around the world at Arden University. It has more than 50000 students from over 150 countries to date. University strives to ensure that Arden’s high-quality education is available to international students from all over the world. To be part of this international atmosphere, obtain your student visa for Germany and fly to Arden university.

4. Academic excellence

A supportive and dedicated academic team with many years of industry expertise teaches at Arden University. The tutors at the university support students’ academic development from day one as well as supervise the achievement of learning outcomes. Students also benefit from their expert faculty who have years of academic and industry-relevant expertise. 

5. Study in English

English is the medium of instruction for all the courses at Arden University. Their courses are also accredited by the Chartered Management Institute (CMI) and the Chartered Institute of Marketing (CIM). They also offer free German lessons as they believe these advantageous language skills will increase students’ job prospects.

6 Help you Adjust

Arden University is with you in every step of your college journey, from their induction module to their team of support staff, from module 1 through to graduation. The Induction module introduces you to your course and tells you all about the online study. The support staff is always ready to offer you guidance whenever you need it. It also provides you assistance in finding suitable accommodation in Berlin. Their student support services will help you adjust to German culture and customs.

7. Take your career to the next level

The course design at Arden university puts a strong focus on employability.  By combining theory with practice, their programs will provide the knowledge useful for your future workplace upon graduation. Within the virtual iLearn classroom sits their online Careers Portal offering a range of useful tools from an interview trainer and CV builder, to a global search engine to e-learning courses, the portal strives to help students achieve their career goals.

8. Affordable university

Arden University believes costs shouldn’t be a barrier to personal development which is why the cost of studying here is lower than in traditional universities. If you are looking for a smart, value for money option then look no further. You can stay in control of your finances and focus on your learning. You can choose to pay for your course in full, in installments, or through employer sponsorship

Whether you are at the start of your career or aiming to boost it to the next level, your course could give you the skills, tools, and knowledge to bag your dream job and excel at it. Generally, there are 2 intakes in Germany. Check out the latest intake at Arden University and Start your process now..!!

Study in Europe – Scholarships in European Countries for international students

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Europe is one of the topmost study destinations for international students. European Universities offer high-quality education. Thus many of them are positioned in the High global rankings. Several scholarship programs sponsor the education of talented and needed international students into such European universities. In this article, We have made a list of some of the popular Scholarships in European countries for international students

To study anywhere in Europe

  • Erasmus Mundus Scholarships – This scholarship program is Initiated by the European Commission to provide financial assistance for international students to study in Europe at selected institutions.
  • Surf Shark Privacy and Security Scholarship – This scholarships program offer a price of  $2,000 to a student studying in the UK or any European Union (EU) university. This scholarship is open to all nationalities. To obtain this scholarship, applicants have to submit an essay to apply.

The European Government States and Universities also offer scholarships to attract international students into Europe. Lets’ discuss in detail below:

UK

The UK is known for its high-quality education, but this comes at a higher price. If you want to study in the UK with a limited budget, you can apply for scholarships. The government and universities in the UK offer academic and need-based scholarships to international students. Here are a few of them: 

  • British Chevening Scholarships
  • Sheffield Hallam University Transform Together Scholarships
  • Rhodes Scholarships at University of Oxford
  • Gates Cambridge Scholarships
  • Developing Solutions Scholarships at the University of Nottingham

For more detailed information, check this out: Scholarships in the UK

Germany

Germany has always been the topmost destination for international students. Public universities are free for international students as well. They only charge an administration fee. Private universities charge some tuition fees but they are cheaper compared to the USA and Australia. You can apply for scholarships to cover your tuition fee and living expenses in Germany. Here are a few of them:

  • DAAD Scholarships with Relevance to Developing Countries
  •  Heinrich Böll Foundation Scholarships in Germany
  • DeutschlandStipendium National Scholarship Programme
  • Konrad-Adenauer-Stiftung Scholarships in Germany for International Students
  • The Friedrich Ebert Stiftung Scholarship
  • Hamburg University of Applied Sciences Masters Scholarships
  • Kofi Annan MBA Scholarships for Developing Country Students

Get complete information here: Scholarships in Germany

France

The active efforts of the government and institutions in France have made the country one of the most preferred study abroad countries. However, the study and living costs in France are not always affordable. Fortunately, France offers scholarships for international students in large quantities. Here we have listed a few of them.

  • Eiffel Excellence Scholarship Programme 
  • Emile Boutmy Scholarships in France for International Students
  • Foundation Rainbow Bridge MBA Scholarships for African and Asian Women
  • École Normale Supérieure de Lyon
  • HEC Paris MBA Scholarships

Would you like to know more about it? Go through this: Scholarships in France

Austria

International students can apply for scholarships at various Universities in Austria. There are different types of financial help options depending on the country of origin and academic level of international students. Here is a list of a few scholarships for international students:

  • Austrian Government Scholarships
  • (IDM) Danubius Young Scientist Award in Austria
  • OFID funding for International Students in Austria
  • Die Presse funding for MSc Environmental Technology & International Affairs
  • Künstlerhaus Büchsenhausen Five-Month Fellowship for International Students in Austria

Italy

International students have the right to get scholarships based on some requisites of financial means and/or merit. There are government and university scholarships offered for international students to study in Italy. Below are a few popular Italian scholarships: 

  • Bologna University Study Grants for International Students
  • Italian Government Bursaries for Foreign Students 
  • EDISU Piemonte Scholarships
  • University of Pavia International Scholarships for Developing Country Students
  • Bocconi Merit and International Awards
  • Università Cattolica International Scholarships

Made up your mind to obtain a scholarship to study in Italy? This might help you: Scholarships in Italy

Belgium

 There are several scholarship programs available in Belgium for international students especially for students coming from developing countries. The Belgian Government makes efforts to encourage international students to study in Belgium by offering scholarships. Some of the universities in Belgium also offer scholarship programs. Below is a small list of scholarships offered in Belgium to international students:

  • CIUF-CUD Scholarships in Belgium for Developing Countries
  • VLIR-UOS Scholarships for Developing Countries
  • Ghent University Top-up Grants
  • KU Leuven Science Scholarships for International Students
  • KU Leuven IRO Ph.D. Scholarships for Developing Countries
  • VLIR-UOS Scholarship Awards 

Sweden

Fortunately, you can study in Sweden at an affordable cost with the help of scholarships.  A large number of Universities in Sweden offer scholarships to international students in the form of tuition waivers. Below are some of the scholarships available for international students in Sweden.

  • Lund University Global Scholarships for Non-EU/EEA Students
  • Swedish Institute Study Scholarships
  • Blekinge Institute of Technology Scholarship Programme
  • Halmstad University Scholarships
  • Karolinska Institutet Global Master’s Scholarship
  • KTH Royal Institute of Technology Tuition Fee Waivers

Would you like to know more? Check this out: Scholarships in Sweden

Switzerland

There are plenty of Swiss scholarships for international students that help them with their tuition fees and living costs while studying in Switzerland. Government and universities in Switzerland, both offer scholarship options for foreign students who want to study in universities in Switzerland. Some of the scholarships are:

  • University of Lausanne Master’s Grant for Foreign Students
  • ETH Excellence Scholarships
  • Swiss Government Excellence Scholarships for Foreign Students 
  • EPFL Excellence Fellowships
  • University of Geneva Excellence Master Fellowships
  • IMD MBA Scholarships

This might help you: Scholarships in Switzerland

Netherlands

The Netherlands is an amazing place to pursue your education. However, universities in Netherlands are not tuition-free. So if you want to study in Netherlands at an affordable cost you should apply for scholarships. If you successfully obtain the scholarships, this would be a great help for you to support your study expenses. Listed below are a few of the scholarships: 

  • Utrecht University Excellence Scholarships
  • University of Twente Scholarships 
  • University of Maastricht High Potential Scholarships
  • Scholarship in Netherlands Radboud University 
  • Leiden University Excellence Scholarships
  • Erik Bleumink Scholarships at University of Groningen
  • Amsterdam Excellence Scholarships
  • Holland Scholarships 
  • Radboud University Scholarship Programme

You should read this for more clarity: Scholarships in Netherlands

We hope this article helps you out in your education in Europe. Before applying for admission to any university, check their website for scholarships availability. All the best.

Top Education Loan Providers in India to Study Abroad

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Although various scholarships and other financial aid alternatives exist for study abroad candidates, not all students become qualified for them. Subsequently, education loans are viewed as one of the important parts of the study abroad plan of a study. Education loans for studying abroad are given by all the significant banks in India. We present below names of some of the Top Education Loan Providers in India for study abroad candidates.

Top Education Loan Providers in India to Study Abroad

Name of Bank    Loan Amount Rate of Interest per Annum
State Bank of India 20 lakhs Upto 7.5 lakhs- 11.01%

Above 7.5 lakhs- 10.75%
Allahabad Bank 50 lakhs

Upto 4 lakhs- 11.45%

Upto 7.5 lakhs- 11.45%

Above 7.5 lakhs- 10.95%
Axis Bank 20 lakhs and beyond depending on requirement

Upto 4 lakhs- 16.50%

Upto 7.5 lakhs- 17.50%

Above 7.5 lakhs- 15.50%
HDFC Upto 10 lakhs

Max-15.25%

Min- 9.50%

Avg-12.41%
Credila No limit. Depends on requirement 12.10%+ floating rate(depends on the risks points of the applicant)
Punjab National Bank (PNB) 20 lakhs

Upto 7.5 lakhs- 11.25%

Above 7.5 lakhs- 11.85%

for education at premier foreign universities- 9.85%
IDBI Bank Depends on requirement

Upto 10 lakhs-10.45%

Above 10 lakhs-11.45%
Indian Overseas Bank (IOB) Upto 40 lakhs

Upto 4 lakhs- 11.50%

Upto 7.5 lakhs- 12.00%

Above 7.5 lakhs- 12.25%
State Bank of Mysore Upto 40 lakhs

Upto 4 lakhs- 12.20%

Upto 7.5 lakhs- 12.20%

Above 7.5 lakhs- 11.20%

Above 10 lakhs- 11.70%
Avanse Financial Services No limit. Depends on requirement 11.5%+ floating rate(depends on the risks points of the applicant)
Syndicate Bank 20 lakhs

Upto 4 lakhs- 11.00%

Upto 7.5 lakhs- 11.25%

Above 7.5 lakhs- 12.25%
Canara Bank 20 lakhs. Depends on requirement

Upto 4 lakhs- 11.15%

Upto 7.5 lakhs- 11.65%

Above 7.5 lakhs- 11.15%

Government of India

In consultation with Reserve Bank of India (RBI) and Indian Bankers’ Association (IBA), the Government of India has framed a Comprehensive Educational Loan Scheme. The new plan covers all type of courses, including professional courses in schools and colleges in India and abroad.

The salient features of the scheme related to study abroad are:

  • The scheme envisages loans up to Rs. 15 lacs for studies abroad.
  • For loans up to Rs. 4 lacs, no security or margin is required and the interest rate is not to exceed the Prime Lending Rates (PLR). For loans above Rs. 4 lacs, the loan cost won’t exceed PLR plus 1 percent.
  • The loans are to be paid over a time of 5 to 7 years with provision of grace time of one year after completion of studies.

State Bank of India

The State Bank of India gives the SBI Student Loan proposal for Indian nationals to pursue their education abroad. The education loan for studying abroad is given work oriented professional, specialized Graduation Degree courses, or Post Graduation Degree and Diploma courses like MCA, MBA, MS, etc offered by reputed colleges.

For studying abroad, the maximum loan of the amount given is Rs. 30 lacs and the repayment will start one year after finishing of course or 6 months after securing a job, whichever is prior. The repayment time frame differs from 10 years to 12 years depends upon the loan amount.

Allahabad Bank

Some other Top Education Loan Providers in India to study abroad on similar terms as that of Allahabad Bank Education Loan are:

  • ICICI BANK
  • Union Bank of India
  • J & K Bank
  • Bank of Maharashtra
  • Bank of Baroda
  • Central Bank of India
  • Bank of India

The Allahabad Bank gives education loans to Indian residents who confirm admission to professional or specialized courses in standard foundations abroad through entrance test or merit based selection process after finishing of HSC. The study abroad courses competent for the Allahabad Bank Education Loan are:

  • Graduation: For Job oriented professional or specialized courses offered by reputed colleges
  • Post Graduation: MCA, MBA, MS etc
  • Courses held by CIMA London, CPA in USA etc
  • Regular Degree or Diploma courses like Shipping Authority, Local Aviation, State Body, the establishment appropriately perceived by the equipped college, shipping and so on, pilot preparing, or aeronautical. The quantum of loan given is need based subject to repaying limit of the guardians or students with a ceiling of Rs. 20 lacs.

Axis BANK

HDFC Bank

The features of the HDFC Bank Education Loan for Foreign Education are:

  • Education loans up to Rs. 20 lacs and unsecured lending up to Rs. 7.5 lacs are provided.
  • No collateral is required for loans up to Rs. 7.5 lacs.
  • The maximum repayment tenure is up to 15 years post moratorium period.

Axis Bank’s Education Loan expects to give economic support to justifiable students for pursuing higher professional or specialized education in India and abroad. The education loan is given to students who have obtain admission to career oriented courses e.g. engineering, management, medicine and etc., either at the graduate or post-graduate level.

The quantum of fund under the Axis Bank Education Loan proposal is capped at Rs 20 lacs for studies abroad, which would include cost of books, tuition fees, hostel charges etc. The minimum amount of education loan is Rs 50,000. There is no edge for education loans up to Rs 4 lacs, and for loans above Rs 4 lacs there is 15% margin for studies abroad.

Credila

Credila is a non bank finance company concentrated on education loans. It is a subdidary of HDFC Ltd.

Punjab National Bank (PNB)

The PNB offers the PNB Saraswati scheme for giving education loan to meritorious students to pursue higher education and technical education in India and abroad.

The real pointers of the PNB education loan scheme are:

Courses approved:

Quantum of Finance: up to 20 lacs

Graduation: For work oriented professional or specialized courses offered by reputed colleges.

Post graduation: MCA, MBA, MS, etc.

Courses directed by CIMA – London, CPA in USA etc.

Degree or Diploma courses like shipping, pilot training, aeronautical etc gave these are standard by proficient regulatory bodies abroad with a view of work in India or abroad.

Repayment period: up to 10 years for loans of Rs. 7.50 lacs or below and up to 15 years for loan above Rs. 7.50 lacs

Edge of 15% for credit above Rs. 4 lacs

IDBI Bank

IDBI Bank offers education loan to justifiable students for pursuing higher education in India and abroad. The facility is also being presented to the estimable students who have reserved admission through Management Quota.

The quantum of fund is a maximum of Rs. 20 lacs for studying abroad. The repayment time frame is from 10 to 15 years. Find below the IDBI Bank education loan Rate of Interest table.

Loan Amount Rate  of Interest
Loans qualifying as Priority Sector Lending(PSL) :

Up to Rs. 20 lacs for studies Abroad

 BR+1% (currently 11.25%)

(Floating)
Loan amounts not qualifying as Priority Sector Lending(PSL) :

Above Rs. 20 lacs for studies abroad

 BR+2% (currently 12.25%)

(Floating)

Education Loan by IDBI Bank:

  • Fee payable to college / school / hostel
  • Examination / Library / Laboratory fee
  • Purchase of books / equipments / instruments / uniforms
  • Caution deposit / building fund / refundable deposit supported by Institution bills / receipts
  • Travel costs / passage money for studies abroad
  • Obtain computers – essential for completion of the course
  • Any other cost required to complete the course – like study tours, project work, thesis, etc.
  • Insurance premium for student borrower, if insurance cover sought

HSBC India

Given below is a list of few other Education Loan Providers in India to study abroad.

  • Cosmos Bank
  • Lakshmi Vilas Bank
  • DCB Bank
  • Abhyudaya Co-Operative Bank Ltd
  • Karur Vysya Bank
  • Vijaya Bank
  • United Bank of India
  • State Bank of Hyderabad
  • Indian Bank
  • Andhra Bank
  • Punjab & Sind Bank
  • Oriental Bank of Commerce
  • Tamilnad Mercantile Bank

HSBC, in association with Global Student Loan Corporation, offers education loan to students who are looking to achieve a world-class education at a school or college in the USA. HSBC India Student Education Loan Program empowers students to borrow funds to cover the expense of education – educational cost-tuition, fees, room charges, boarding, books, and other education related costs.

Some of the exceptional elements of the HSBC education loan to study abroad offered are that up to Rs. 1 crore is given against private property and the residency is up to 15 years.

Indian Overseas Bank (IOB)

The IOB gives education loans to Indian nationals who have secured admission to proficient or specialized courses abroad. The loan is offered just for Graduation and Post Graduation Courses offered by reputed colleges. The quantum of credit accessible is dependent upon Rs. 40 lacs for studying abroad. The repayment time frame is for a most extreme time of 5 – 7 years excluding holiday time of six months after getting the job or 12 months after finishing of the course, whichever is prior.

State Bank of Mysore

The State Bank of Mysore’s Gnanamitra Educational Loan scheme gives loans to students to cover educational cost and different fees, maintenance expenses, or books and equipment and cost of section for studies abroad etc., to pursuing studies at recognized college, college or establishment. The courses qualified for the loan are diploma, graduate, post-graduate courses in the faculties of Engineering, Technology, Architecture, Medicine, Dental Science, Agricultural Science, Veterinary Science and Computer Certificate courses of reputed foundations authorize to department of electronics or affliated to college. The maximum amount of loan given is Rs. 20 lacs.

Avanse Financial Services

Avanse gives education loans to Indian citizens over 18 years old for seeking after graduation or post-graduation for work oriented professional or technical courses offered by reputed colleges outside India and additionally courses and colleges confirmed by Avanse for education financing. With a minimum amount criterion of Rs. 1 lacs, there is no maximum limit and the loan amount is calculated according to need. The repayment time frame can be 12 to 120 months depending upon the loan amount.

Syndicate Bank

The Syndicate Bank’s extensive Education Loan Scheme, SyndVidya, gives need based fund to cover costs related to education, for example, fees payable to college, hostel, examination, library, research centre expenses, caution deposit, building fund, or refundable deposit up to 10% of equipement, cost of books,, tuition fees, travel costs for studies abroad etc. Just capitation fees, donation or external coaching expense are not included. The loan scheme has a maximum limit of Rs.20 lacs for abroad courses. The repayment time frame is five to seven years. The study abroad courses qualified for the SyndVidya scheme are:

  • Graduation: for work oriented professional or specialized courses offered by well-known colleges
  • Post-graduation: MCA, MBA, MS etc
  • Courses directed by CIMA-London, CPA in USA etc

Canara Bank

The Canara Bank offers education loans to study abroad for work oriented, specialized or professional graduation and post-graduation courses. The quantum of fund is dependent upon Rs. 20 lacs and the repayment time frame is up to 10 or 15 years relying upon the loan amount.